Independent Agents vs Captive Agents, Worlds apart.
Independent Insurance Agents vs Captive Agents
Independent Agents work with multiple insurance companies, which allows them to offer a variety of insurance products. This is different from Captive Agents, who represent only one company. As a result, Independent agents can help clients find the best coverage that fits their specific needs at competitive prices.
Independent Agents are not tied to a single insurer, they often provide more personalized service. They can take the time to understand the unique needs of their clients and find the best policies to match. We have been doing this for over 34 years in business.
Independent Agents have extensive knowledge of the insurance market and can offer valuable advice on which types of coverage are most appropriate for different life circumstances, whether it's home, auto, life, or business insurance. They can also help clients navigate through complex policy terms and conditions.
If a claim needs to be filed, independent agents can act as advocates for their clients. They work on behalf of the client to ensure that the process goes smoothly and that the client gets the coverage they’re entitled to.
Independent Agents have the flexibility to work with different types of insurers, including those that specialize in niche markets or offer more tailored coverage. This helps ensure that clients have access to the most suitable policies available.
Many Independent Agents build long-term relationships with their clients. This can lead to better customer service and a deeper understanding of clients evolving insurance needs. We have had clients over 25 years and now have there children who has taken over the business or started their own.
Overall, Independent Insurance Agents offer a broader, more flexible range of options and a more customer-centered approach to buying insurance.
Give me a shout on any comments, question or anything you would like us to discuss on one of our series. Catch me at info@smlinsurance.net
See you soon, Cheers
